Additional Insurance Information
Things you need to know about the UMVIM Travel Medical Insurance:
NO MATTER HOW SMALL THE INJURY OR ILLNESS DURING THE MISSION--AND EVEN IF YOU DECIDE NOT TO SEEK ANY MEDICAL ATTENTION--CONTACT IMG TO DOCUMENT THE INCIDENT.
Team leaders should provide each team member a copy of their personalized IMG insurance ID card. Information and insurance cards are sent to the team leader approximately 1-2 weeks before departure. If you have not received your cards in this time frame, contact the UMVIM, SEJ office at 205-453-9480. All information should be read in its entirety, as it could be the difference in being prepared or not in the event of an emergency.
Your Travel Medical Insurance coverage will begin and end on the date as indicated on the team leader’s registration when insurance was purchased.
The IMG policy will pay eligible expenses secondary to any coverage you already have in place. If there is no other coverage, it will pay primary. There is a $50 per occurrence deductible.
- Co-insurance outside the United States and Canada: After you pay the deductible, the program pays 100% to the selected Maximum
Should a team member desire direct billing with the medical provider, IMG staff will arrange the billing details with the provider as long as IMG was called to assist you in locating a provider. IMG has a network of over 12,000 doctors and hospitals worldwide.
If you need to find a provider or use the insurance for any reason due to an incident during your mission, call the numbers on your ID card as follows (24 hour emergency assistance services):
- Outside the United States: +0-317-818-2808 (collect)
Failure to utilize IMG to arrange service will result in denial of benefits. Please understand the necessity of contacting IMG at the time of the emergency, even if the team member declines local treatment (sprained ankle, etc.). If it flares up in the once the team has returned to the United States and IMG has no record of the incident, they can/will decline coverage.
Charges incurred outside of the United States may be settled out-of-pocket by the team member and submitted to IMG for reimbursement.
Documents required for submitting a claim are as follows:
- Completed Claim Form
- Passport copies showing immigration stamp
- Receipts for payments made
- Any other supporting medical documentation provided
All Claims should be filed within 90 days from the date of service and Claims documents may be submitted via postal mail, fax, or email attachment to:
Seven Corners, Inc.
303 Congressional Blvd.
Carmel, In 46032, United States
Fax: (+1) 317-575-2256
The Claim Form, Schedule of Benefits, and Seven Corners Certificates (Policy of coverage and exclusions) are available for download HERE. If you have any questions related to the UMVIM Travel Medical Insurance, please call our office at 205-453-9480.
The information in the following downloads should be read in its entirety, as it could be the difference in being prepared or not in the event of an emergency. These will also be sent to the team leader with the Insurance ID cards.
Print and take a copy of this document with you when traveling.